this is my second time using affordable home inspections. i was very impressed with the inspection they did when I was purchasing the home. they were very thorough and explained everything to me very well. They are always professional courteous and do great work. i will use them again and have recommended them to others.
Home Inspector
4-Point Inspections in Miami-Dade County, FL
Affordable Home Inspections provides 4-point inspections across Miami-Dade County to help homeowners meet insurance requirements.
- Produces a carrier-ready, photo-documented report accepted by Florida insurance underwriters
- Identifies aging or deficient systems before your insurer denies or limits your coverage
- Covers all four systems in one visit, reducing time away from your daily routine
- Helps you prioritize repairs that protect your home's insurability and long-term value
- Performed by a Florida-licensed inspector who meets state DBPR requirements
- Supports smoother policy renewals and new-carrier applications for Miami-Dade homeowners
Expert 4-Point Inspections in Miami-Dade County, FL
A 4-point inspection reviews four home systems that Florida insurance carriers scrutinize most: roof, electrical, plumbing, and HVAC. In Miami-Dade County, many homes were built decades before today's stricter building codes. Insurance companies often require this inspection before issuing or renewing a policy on older properties. Our licensed inspectors document the age, condition, and visible deficiencies of each system. We photograph the electrical panel, check pipe materials under sinks and at the water heater, assess the HVAC air handler and condenser, and evaluate the roof covering for damage or wear. You receive a signed, photo-documented report ready to submit directly to your insurance carrier or agent. If your carrier flags a system, knowing what was found gives you time to address it before coverage is denied or limited. Miami-Dade homeowners buying, selling, or switching carriers rely on this report to keep their insurance process moving. Call Affordable Home Inspections to schedule your 4-point inspection today.
What's included
- Produces a carrier-ready, photo-documented report accepted by Florida insurance underwriters
- Identifies aging or deficient systems before your insurer denies or limits your coverage
- Covers all four systems in one visit, reducing time away from your daily routine
- Helps you prioritize repairs that protect your home's insurability and long-term value
- Performed by a Florida-licensed inspector who meets state DBPR requirements
- Supports smoother policy renewals and new-carrier applications for Miami-Dade homeowners
FABI Certified Inspectors
38 Years in Business
State-Licensed Professionals
Thermal Imaging & Sewer Camera Technology
BBB Accredited A+ Rating
Leak Detection Specialists
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FAQ
4-Point Inspections FAQ
Common questions about 4-point inspections in Miami-Dade County, FL.
Yes, most Florida insurance carriers require a 4-point inspection before issuing or renewing a policy on older homes in Miami-Dade County. The age threshold varies by carrier, but homes 20 years or older are most commonly required to have one.
A 4-point inspection covers four systems: roof, electrical, plumbing, and HVAC. The inspector documents the age, condition, and any visible deficiencies of each system for your insurance carrier.
No, a 4-point inspection is a focused, limited-scope review of only four systems for insurance purposes. A full home inspection covers the entire property, including structure, appliances, windows, and doors.
Common issues include roofs past their insurable age, outdated electrical panels, polybutylene or galvanized plumbing pipes, and HVAC systems showing signs of leaks or age-related wear. Miami-Dade's humid climate can accelerate deterioration in all four systems.
Often yes, though some carriers may exclude coverage for the flagged system or require repairs before binding the policy. Your insurance agent reviews the report and advises on your options based on what was found.
Most Florida insurance companies require a 4-point inspection completed within the past 12 months. Requirements vary by carrier, so confirm with your agent before scheduling.
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Client Reviews
What Palm Beach County homeowners say.
5.0
9 Google reviews
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Phone
(561) 694-7716Hours
- Monday 8:15 AM - 7:30 PM
- Tuesday 8:30 AM - 7:30 PM
- Wednesday 8:30 AM - 7:30 PM
- Thursday 8:30 AM - 7:30 PM
- Friday 8:30 AM - 7:30 PM
- Saturday Closed
- Sunday Closed