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Wind Mitigation Inspection in Palm Beach and Broward Counties

Identifies construction features designed to protect a home from hurricane-force winds, including roof attachments, roof shape, and opening protection. Qualifying features may make the property eligible for valuable homeowners insurance discounts.

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Starting at $175, up to 3,000 sq. ft.

What's included

  • Roof covering and deck attachment
  • Roof-to-wall connections
  • Roof shape
  • Opening protection
  • Insurer-ready form

Features that may qualify for insurance discounts

We document roof covering, deck attachment, roof-to-wall connections, roof shape and opening protection on the standard form your insurer requires.

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What goes into a wind mitigation report

Florida insurers use the Uniform Mitigation Verification Inspection Form, OIR-B1-1802, to decide which windstorm mitigation credits a home qualifies for. During a wind mitigation home inspection we go into the attic to confirm how the roof deck is attached and how the roof framing is tied to the walls, photograph the roof covering and its permit or installation date, identify the roof shape, and check every opening, including windows, doors, garage doors and skylights, for impact-rated glass or approved shutters.

Each answer on the form needs supporting photos, so a careful roof wind mitigation inspection matters. If a feature can't be verified, it can't be credited. A completed wind mitigation report can be used for up to five years, as long as the home hasn't been changed in a way that affects the answers.

Wind mitigation inspection cost

Wind mitigation inspection cost depends mainly on whether it's booked on its own or added to another inspection. Our pricing page lists the current wind mitigation inspection price, and bundling it with a 4-point or full home inspection saves a second visit.

Wind Mitigation in West Palm Beach

West Palm Beach has a wide range of construction eras, and that shows on the wind mitigation form. Historic homes in Flamingo Park, El Cid and Northwood were built in the 1920s through the 1950s, long before hurricane straps were standard, and their roof-to-wall connections are often toe-nails or simple clips. A newer roof may still earn credit for deck attachment and secondary water resistance, so documenting a recent reroof matters. Downtown condo tower owners often find the building's construction is what counts, so ask your agent which information your insurer needs. We know these neighborhoods and their attics well. Book online for a wind mitigation inspection in West Palm Beach.

Wind Mitigation in Boca Raton

Many Boca Raton homes sit in gated communities built in the 1970s and 1980s, typically with concrete tile roofs and hip or combination roof shapes. Hip roofs may qualify for a meaningful credit, but tile roofs make deck attachment harder to verify, so attic photos and permit records carry extra weight. Homeowners here have often added impact windows or hurricane shutters over the years, and those upgrades only count if every opening is protected and the product can be identified. For wind mitigation in Boca Raton, gather any window, door and shutter permits before we arrive. Book online and we'll handle the rest.

Wind Mitigation in Broward County

Broward County lies within Florida's High-Velocity Hurricane Zone, which shapes how newer homes are built and which products qualify as opening protection. Older 1950s to 1970s block ranch homes in Fort Lauderdale, Hollywood, Plantation and Pompano Beach commonly have gable roofs and older shutters, while homes in Weston, Coral Springs and Parkland were often built to stricter codes with stronger roof-to-wall connections. Canal-front homes face more direct wind exposure, making opening protection especially worth documenting. A wind mitigation inspection in Broward tells your insurer exactly which of these features your home has. Book online to get started.

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Related inspections and guides

Wind Mitigation Inspection: questions

All questions
What is a wind mitigation inspection?

A wind mitigation inspection documents the features that help a home resist hurricane winds, such as roof covering, deck attachment, roof-to-wall connections, roof shape and opening protection. We complete it on Florida's standard form for homes throughout Palm Beach and Broward Counties.

How much does a wind mitigation inspection cost?

Wind mitigation cost depends on whether the inspection is booked on its own or bundled with a 4-point or full home inspection, which saves a separate visit. See our pricing page for the current wind mitigation inspection price.

Can a wind mitigation inspection lower my insurance premium?

It may, but savings aren't guaranteed. Florida insurers must offer credits for verified wind-resistant features, and the wind mitigation report identifies features that may qualify for insurance discounts. Homes with hip roofs, strong roof-to-wall connections and protected openings usually have the most qualifying features.

How long is a wind mitigation report valid in Florida?

A wind mitigation report on form OIR-B1-1802 is valid for up to five years, provided the home hasn't been altered in a way that changes the answers. A new roof, new windows or added shutters are good reasons to get an updated report sooner.

Who can perform a wind mitigation inspection in Florida?

The form lists the professionals who may sign it, and licensed Florida home inspectors are among them. Any qualified wind mitigation inspector should take clear photos supporting every answer, since insurers can reject features that aren't documented.

What does a windstorm mitigation inspection check on the roof?

It records the roof covering type and its permit or installation date, how the roof deck is fastened, how the roof structure is connected to the walls, the roof's shape and whether a secondary water barrier is present. Most of this is confirmed from the attic, so clear attic access helps.

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